CM Punjab Easy Loan Scheme | Asan Karobar Card 2025 Check How to Apply
Punjab’s Chief Minister, Maryam Nawaz, has started a new program called the Asaan Karobar Card. This helpful scheme is made for small business owners, street vendors, and people who want to start their own business but don’t have much money. The main goal is to give them interest-free loans, training, and support to grow their businesses.
Main Benefits of the Asaan Karobar Card
- Get a business ID card from the government
- Interest-free loans up to Rs. 500,000
- Free business training and workshops
- Easy repayment plans through Bank of Punjab (BOP)
- Works together with the Punjab Rozgar Program
Who Can Apply for This Scheme?
This scheme is made for people who don’t have access to banks or loans. Here are some examples:
| Category | Who Can Apply |
|---|---|
| Street Vendors | Pushcart sellers, roadside stalls |
| Small Business Owners | Shopkeepers, tailors, mechanics |
| Women Entrepreneurs | Home-based or small retail businesses |
| Young Entrepreneurs | New business starters with low funds |
| Side Business Owners | People doing part-time small work |
How to Apply Online?
Follow these steps to apply:
- Go to the official website: https://eRozgar.punjab.gov.pk
- Click on the Asaan Karobar Card option
- Fill the form with:
- Your CNIC number
- Business details (what, where, how much income)
- Home address
- Upload documents:
- CNIC (front & back)
- Proof of business (photo or license – optional)
- Recent utility bill or rental paper
- Submit and wait for SMS verification
What Happens Next?
- Your application will be checked by the team
- You may get a call or visit from field staff
- If approved, you will get your Asaan Karobar Card
Documents You Need
- Original CNIC
- Business proof (if possible)
- Utility bill or proof of address
- Mobile number linked with CNIC
Loan Details & Repayment
- Loan money will come from Bank of Punjab
- You’ll get 3 months free time before you start paying back
- No interest at all
- You can take up to 2 years to return the money
- You’ll get SMS updates and can track your loan online
What Is the Asaan Karobar Card?
It’s a special card given by the Punjab Government for small business people. With this card, you can apply for interest-free loans, join free training, and get help to grow your business. It also gives you a proper business identity so banks and programs can recognize you.
